Embedded Wallets 101: Onboard Users via Email or Social Login

With embedded wallets users log in with email or social accounts and get a crypto wallet automatically. Para offers a white-label embedded wallet

Embedded Wallets 101: Onboard Users via Email or Social Login
In this guide, we’ll break down:
• What embedded wallets are
• Why they’re essential for user-friendly crypto apps
• How they work behind the scenes
• How you can add an embedded wallet to your app using Para, complete with white-labeling and social logins

If you’re building a Web3 or fintech app and want users to log in with their email, Google, or social accounts (without installing a wallet, managing seed phrases, or dealing with browser extensions), you’re likely looking for an embedded wallet solution.

Looking for a comparison of embedded wallets? Check out our guide

What Are Embedded Wallets?

An embedded wallet is a crypto wallet that lives inside your app and is created automatically when a user signs up or logs in.

Rather than bouncing between apps to handle transactions, users can spin up wallets directly within the application itself – cutting down friction and keeping the experience seamless. No need to leave the app or open a separate browser just to sign and approve transactions.

The crypto wallet landscape has quickly shifted from standalone wallets to embedded wallets like Para, redefining how users transact onchain.
Watch Nitya Subramanian, Founder and CEO of Para, on the evolution of wallets in crypto:

What’s the Difference Between Metamask or Phantom and an Embedded Wallet Like Para?

Unlike traditional crypto wallets, embedded wallets don’t require users to download a separate app like MetaMask or Phantom in order to interact with a crypto application. There's also no need for users to manage seed phrases, or even know they’re interacting with a blockchain!

Instead, they can sign in with email, Google, or another social account, and embedded wallets like Para handle wallet creation and signing in the background.

Embedded wallets make blockchain apps feel like modern, web2 software with all the crypto infrastructure hidden behind the scenes.

Why Use Embedded Wallets?

If you're building a consumer-facing crypto or fintech product, embedded wallets offer the fastest, simplest onboarding experience for your users.

With embedded wallets, you can:

  • Enabling wallet creation at sign up (or even before) by abstracting away seed phrases. Try it for yourself here!
  • Keep users inside your app, with no browser popups or redirects
  • Let users access balances, send/receive tokens, and sign transactions without touching private keys
Introducing Universal Embedded Wallets
Para’s universal embedded wallets let users move seamlessly across apps and ecosystems without re-onboarding or manual key exports. Learn how wallet portability unlocks better UX, stronger ecosystems, and cross-chain experiences.

How Embedded Wallets Like Para Work

Here's how an embedded wallet typically works in your app:

  1. User signs up or logs in with email or social account (e.g., Google, Apple).
  2. Behind the scenes, a non-custodial wallet is created or loaded for them.
  3. The private key is generated using Distributed MPC.
  4. When a blockchain action is needed (like sending USDC), the user signs the transaction, with no user popup or browser extension needed.
Para's approach to passkeys

From the user’s perspective, the signing experience feels just like a typical Web2 app, but under the hood, users are transacting onchain.

Para embedded wallets are also universal, letting users move seamlessly across apps and ecosystems without re-onboarding or manual key exports. Learn more below:

Introducing Universal Embedded Wallets
Para’s universal embedded wallets let users move seamlessly across apps and ecosystems without re-onboarding or manual key exports. Learn how wallet portability unlocks better UX, stronger ecosystems, and cross-chain experiences.

Add Embedded Wallets to Your App with Para

Para allows you to easily add embedded wallets to your app, via secure, developer-friendly SDKs that lets you:

Para is designed specifically for developers building user-facing crypto products and implementing wallet onboarding at scale, giving you full control, modern APIs, and seamless integration.

Features of Para Universal Embedded Wallets

Benefit
Para
Embedded Wallets
Instantly create non-custodial wallets for every user
No seed phrases, no extensions, no crypto experience required
Social + Web2 Logins
Email and phone (SMS OTP)
Google, Apple, Facebook
Discord, Farcaster, Telegram, X (Twitter)
White-Label UX
Fully customizable login and wallet experience
Branded everything: from domains to themes to copy
Passkey Support
Passwordless logins
Secure by default, ideal for mobile-first flows
Smart Key Management
Non-custodial by design: Para never holds user keys
MPC architecture with secure, distributed signing
Wallet Portability
One Universal Embedded Wallet per user: portable across apps
Users keep balances and on-chain identity between products
No extra setup when switching apps built on Para
Ecosystem Support
Built for Ecosystems
Built for Solana, Ethereum, Cosmos and modular stacks
Compatible with both embedded and external wallets
Ideal for multi-chain apps and shared infra
Built for Stablecoins
First-class support for USDC, PYUSD, and more
Optimized for savings, payments, and on/off-ramps
Developer-Friendly SDKs
React hooks
Native SDKs for Flutter, React Native, iOS, and Android
Clear APIs for auth, wallet creation, and transaction signing
Works across mobile, desktop, and server

How to Get Started With Embedded Wallets

Adding Para to your app is simple:

  1. Sign up for Para
  2. Install the SDK in your frontend
  3. Enable your login methods (email, Google, Apple, etc.)
  4. Para handles wallet creation and key management
  5. Your users are ready to send, receive, and hold tokens.

Why Top Teams Build with Para

Para's is built for developers who care about UX, security, and scale.

1) Instant onboarding, no crypto experience required

With Para, users can sign up using email, phone, or social logins, and get a non-custodial wallet instantly. No requirement to install extensions or save seed phrases. No crypto knowledge required.

The Bloom team grew their membership base by 10% and increased event visibility by 1000%
The Bloom team grew their membership base by 10% and increased event visibility by 1000%

2) Cross-Platform and Always Non-Custodial

Para uses Distributed MPC to protect user keys without ever storing them in one place – keys never exist in full. From the user's perspective, it feels like a simple, web2 login. Para's SDKs are built mobile-first with out of the box support for passkeys to enable secure, passwordless sign-ins across devices. They are also flexible and available on every major platform – React, Flutter, Swift, Server, and more – so that you can easily create wallets, sign transactions, and manage auth.

3) Universal

Every user gets a Universal Embedded Wallet that works across any app that integrates Para. When users try a new product in your ecosystem, there’s no extra onboarding or wallet setup. Their balances and onchain identity just carry over.

ENS chose Para as its go to embedded wallet solution.
ENS chose Para as its go to embedded wallet solution.

4) Optimized for Stablecoins

Whether you're building savings tools, payment flows, or financial superapps, Para is optimized for stablecoin-first experiences. It supports major assets like USDC and PYUSD across chains, with low latency and high reliability.

Interested in integrating an embedded wallet into your app? Let’s talk.