Para + Paxos Labs: Yield on Every Dollar Your Users Hold
Starting today, any fintech using Para wallets can integrate Amplify Earn, the Paxos Labs yield module, and offer stablecoin yield directly within their product.
Every day a user's stablecoin balance sits idle in your app is a day you're leaving retention on the table. Neobanks, remittance platforms, and payroll tools are nailing onchain rails every day. The next problem is yield, and most teams don't want to build a DeFi stack to solve it.
That's why we're partnering with Paxos Labs. Starting today, any fintech using Para wallets can integrate Amplify Earn, the Paxos Labs yield module, and offer stablecoin yield directly within their product.
Why This Matters
Stablecoin balances sitting in your app are deposits you've already paid to acquire. If those balances earn nothing, users move them. If they earn something competitive, users leave them in your app. Yield is the difference between a transactional product and a balance-holding one, and balance-holding products have meaningfully better LTV and cross-sell economics.
Until now, capturing that meant either giving up margin or building an end-to-end DeFi integration stack from scratch.
What You Get
Para handles the wallet layer: embedded MPC accounts via email and social login without seed phrases or extra downloads. Your users never know they have a wallet, they just experience having an account on your platform.
Amplify Earn handles the yield layer: audited vaults, multi-strategy access across Core, Treasury, and Frontier strategies, and a unified deposit API that abstracts vault discovery, approvals, and gasless permits.
Wire them together and your users deposit into a yield vault, watch it accrue, and withdraw, all signing with the same Para account they logged into with their email. The full walkthrough can be found in docs.
What this Enables in Production
Some examples we’d love to see get built with this stack:
- A neobank offering USD savings in markets where local banks pay nothing on deposits. Para onboards users through email or social login. Amplify Earn generates the yield. To the user, it's a high-yield savings account. To you, it's deposits that grow on their own.
- A payroll platform paying contractors in stablecoins. Recipients who would have swept funds out immediately now have a reason to leave a portion in-app, earning yield instead of moving it the moment it lands.
- A treasury platform helping startups and SMBs park operational cash in tokenized t-bills instead of letting it sit in a checking account. Para handles the onboarding and Amplify Earn routes balances into Treasury-strategy vaults. You get a product that feels like Brex or Mercury and customers get yield on idle-working capital
Same primitive across all three examples. Para and Paxos Labs solve adjacent problems from opposite directions. We make wallets invisible to your users while Paxos Labs makes yield infrastructure invisible to your engineers. Together, this offering enables teams to ship features that historically require a custody partner, a compliance review, and DeFi know how.
For the fintechs already building on Para, Amplify Earn is a new revenue and retention surface you can add without touching your existing wallet integration. For teams evaluating Para now, it's one fewer item on your roadmap.
Ship it
The integration is live. Email support@paxoslabs.com for Amplify Earn API credentials, then follow the walkthrough. We're excited to see what you build 🙌